I am lookn to make a investment and don't know if the financial advisor is in it for himself or to help me out. Please if anyone has any knowledge on this or past expierence. Please let me know good or bad.

All financial advisors make money from their clients-the company is a solid one.

I used to own Hartford Mutual funds. They weren't bad, I did a lot of research and had a few different funds that all performed well (most around 17%). The thing was my employer was matching 6% of my earnings, which offset the 4% or so that I paid in up-front loads and management expenses. It is a legit company, they have been around a long time, but you can do better. If you don't want to do a lot of research into market forecasts and trends, I would suggest getting a mutual fund from Fidelity or Janus, or another company that offers funds with no loads. That way you aren't losing 1-2% of your portfolio every year to management expenses, and or 3-5% for front-end loads. Just be careful there are no back-end loads. It is better to pay the percentage up front and get it ove with sometimes. Check out Jim Cramer's Mad Money, I think it is on MSNBC or something. He has a good investment show. Another safe bet is check out tax-free muni bonds from local municipalities. You probably won't get anything over 10%, but the rate is locked for the time period, as is your money. You get your money back at the end of the term, plus your interest is paid to you twice a year, and is tax free, you don't have to claim it! You aren''t going to get rich quick that way though. Another good way to make a buck is by buying up property tax leins. Some states you can even do it online, and the interest rate is usually good, and guaranteed. Some states are almost up at 20%. You buy the lein, if the property owner wants to get out of it, they have to buy it back from you along with the interest. If they don't buy it back, after a few years, if you own all of the leins, and they can't pay, you get the property for pennies on the dollar! You can't lose with tax liens unless someone else holds leins for the same property. I'm not an expert at this stuff, it is somewhat overwhelming at times, but if you don't trust your financial advisor, these are a few things you can look into. Good luck!