I am a freshman in college and finance major. I love to work with budgeting money and investing, etc.(know about alot such as stocks, mutual funds etc.) but also want to start my own business. I don't want to be an financial advisor for some company because anyone can do that. I want my own business pertaining to the industry right now where I can learn and earn. I want to help people gain financial freedom while not hurting their pockets. What if I presented people with what I am doing and charge them a real small fee to be their intern. I will be working for myself and for them at the same time. I can do anything for them pertaining to assisting with finance (help budgeting, help with business plan, bookkeeping) and research anything such as a business or investment. If you think this is a bad idea then give me an idea? Could I setup a website with services? And don't just answer by saying wait to get degree because its best to start while I'm pursuing the degree rather than waiting.And I will assist people with personal and/or business with finances.Thanks for answers but also if you think the idea is bad let me know what I can do NOW to gain experience.

Most likely you will have to pay your dues. Most people go to work for a firm to learn the realities of the business. (It doesn't always work like it says in the books.) Then, after several years of doing it successfully, you can start your own business. Clients don't like when you learn the hard way with their money. We like it less when you say you're fresh out of school and haven't made any mistakes yet. Mistakes must be made in order to learn from them.Sorry I can't offer better news, but most everyone comes out of school with the questions you're asking, and most everone has to pay his/her dues first anyway...

Firstly, the reason you need to work for someone to do the type of work you want to do is because the industry is highly regulated. Secondly, you can always set up your own financial advisory firm. However, the state in which you file will want to know what credentials you have to start this business. It does not matter if you have a degree or not, but you may want to obtain some sort of license to be a financial advisor. Althought you may disagree with this definition, but the fact that you are going to charge for your services makes you a financial advisor. Check with your local state to see if you can get by with the Series 66 but I recommend the Series 7 on top of that. Good luck.

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