I am not greedy. I would be perfectly happy with 3%/ month.

I do stocks. I like companys starting out for low prices considering I don't have a ton of money so I do ones under 2 dollars I also buy and then sell but I leave some of the shares from profits in for potential gains years from now.

Stick with companies you know, you believe in what their product or service is, know what they are doing now, have a general idea of what they will be doing in the future. Plan to hold at least a yr (i think its a yr, right now) for less capital gains tax to pay if you come out ahead. I used a hot stock tip in a company that i didnt know or understand and it went under while i still had the stock because i didnt know when to sell. For example, the companies I have stock in are disney, mcdonalds, wild oats, dean foods, mattle, playboy, rite aid, playtex and sirus. i dont own a lot of shares in each but i enjoy investing and keeping up on them. I would recommend TD Ameritrade for a good online trading company, its easy to use and each trade is only like, $8.