I have a 2006 Isuzu Ascender SUV. It is a 2WD. It has a little over 18,000 miles on it. I went to the dealership yesterday just to see if I was in a position to trade it in and of course they told me I was upside down. I have had it for a little over a year and I bought it brand new. I traded in an Acura (was leased) for this SUV and I hate it. It uses too much gas and I miss the way driving a car feels. The Acura dealership appraised the car and said it was worth about $14,000 but I owe like $23,000. They also said my credit score is still on the low side. I have made every car payment on time, but we just got a new house so maybe that pulled my rating down some. He suggested I wait one year to a year and half to get ride of the Isuzu. I think my interest rate is 17-18% and my payments are $573.46 for 72 months. I know, not the best deal at all but due to my credit situation and the fact that I had to trade in that lease I had no choice. What are my options, if any?